[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chemiko.cz\/jake-jsou-vyhody-a-nevyhody-cashless-society\/#Article","mainEntityOfPage":"https:\/\/www.chemiko.cz\/jake-jsou-vyhody-a-nevyhody-cashless-society\/","headline":"Jak\u00e9 jsou v\u00fdhody a nev\u00fdhody","name":"Jak\u00e9 jsou v\u00fdhody a nev\u00fdhody","description":"Dnes si ji\u017e m\u016f\u017eeme v\u00a0naprost\u00e9 v\u011bt\u0161in\u011b obchod\u016f vybrat z\u00a0n\u011bkolika r\u016fzn\u00fdch zp\u016fsob\u016f placen\u00ed. Krom\u011b toho klasick\u00e9ho v\u00a0hotovosti zde m\u016f\u017eeme platit i kartou. To bylo nav\u00edc relativn\u011b ned\u00e1vno zjednodu\u0161eno, kdy\u017e syst\u00e9my za\u010daly zvl\u00e1dat i placen\u00ed mobiln\u00edm telefonem. Je v\u0161ak jasn\u00e9, \u017ee jak placen\u00ed hotovost\u00ed, tak kartou, m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. A rozhodn\u011b neu\u0161kod\u00ed se na n\u011b … ","datePublished":"2023-11-03","dateModified":"2024-01-03","author":{"@type":"Person","@id":"https:\/\/www.chemiko.cz\/author\/#Person","name":"","url":"https:\/\/www.chemiko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chemiko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chemiko.cz\/wp-content\/uploads\/art478782_1x1_20261013_012852_CLg3nP.jpg","url":"https:\/\/www.chemiko.cz\/wp-content\/uploads\/art478782_1x1_20261013_012852_CLg3nP.jpg","height":0,"width":0},"url":"https:\/\/www.chemiko.cz\/jake-jsou-vyhody-a-nevyhody-cashless-society\/","about":["Finance"],"wordCount":402,"articleBody":"\t\tDnes si ji\u017e m\u016f\u017eeme v\u00a0naprost\u00e9 v\u011bt\u0161in\u011b obchod\u016f vybrat z\u00a0n\u011bkolika r\u016fzn\u00fdch zp\u016fsob\u016f placen\u00ed. Krom\u011b toho klasick\u00e9ho v\u00a0hotovosti zde m\u016f\u017eeme platit i kartou. To bylo nav\u00edc relativn\u011b ned\u00e1vno zjednodu\u0161eno, kdy\u017e syst\u00e9my za\u010daly zvl\u00e1dat i placen\u00ed mobiln\u00edm telefonem.\tJe v\u0161ak jasn\u00e9, \u017ee jak placen\u00ed hotovost\u00ed, tak kartou, m\u00e1 sv\u00e9 v\u00fdhody a nev\u00fdhody. A rozhodn\u011b neu\u0161kod\u00ed se na n\u011b pod\u00edvat, abychom zjistili, kter\u00e1 forma pro n\u00e1s bude lep\u0161\u00ed.\tPokud jde o kartu, pak je zde v\u00fdhodou rychlost a jednoduchost. Ji\u017e nemus\u00edme po\u010d\u00edtat pen\u00edze, sta\u010d\u00ed jen p\u0159ilo\u017eit kartu \u010di mobiln\u00ed telefon a p\u0159\u00edpadn\u011b zadat PIN. Transakce trv\u00e1 pouze n\u011bkolik vte\u0159in, a ani pokladn\u00ed nemus\u00ed hledat pen\u00edze nazp\u011bt.\tD\u00e1le je tak\u00e9 dobr\u00e9, \u017ee sebou nemus\u00edme m\u00edt pen\u00edze a b\u00e1t se, \u017ee n\u00e1m je n\u011bkdo ukradne. Pokud je n\u00e1m toti\u017e odcizena karta, je jen ot\u00e1zkou n\u011bkolika vte\u0159in ji pomoc\u00ed internetov\u00e9ho bankovnictv\u00ed zablokovat, aby ji nemohl pou\u017e\u00edt. U hotovosti n\u011bco takov\u00e9ho ud\u011blat nelze.\tNa druhou stranu je pravdou, \u017ee i hotovost m\u00e1 sv\u00e9 v\u00fdhody. V\u00a0prvn\u00ed \u0159ad\u011b je to ta, \u017ee m\u00e1me mnohem lep\u0161\u00ed p\u0159ehled o tom, kolik pen\u011bz ve skute\u010dnosti m\u00e1me. Ano, na n\u00e1\u0161 \u00fa\u010det se m\u016f\u017eeme pod\u00edvat v\u00a0podstat\u011b kdykoliv, av\u0161ak z\u00a0psychologick\u00e9ho hlediska je pro n\u00e1s lep\u0161\u00ed, kdy\u017e to skute\u010dn\u011b vid\u00edme. Jsme pak m\u00e9n\u011b n\u00e1chyln\u00ed k\u00a0tomu svou hotovost p\u0159ekro\u010dit.\tD\u00e1le je tu fakt, \u017ee nad nimi m\u00e1me mnohem v\u011bt\u0161\u00ed kontrolu. Pokud dojde nap\u0159\u00edklad k\u00a0p\u0159evratu, nebo banka zkrachuje, pak n\u00e1m zkr\u00e1tka zablokuj\u00ed \u00fa\u010det a my nebudeme m\u00edt \u017e\u00e1dn\u00e9 pen\u00edze, bez ohledu na tom, kolik jich na n\u011bm m\u00e1me ulo\u017eeno. Proti n\u011b\u010demu takov\u00e9mu jsou na\u0161t\u011bst\u00ed dnes banky ji\u0161t\u011bny. Neznamen\u00e1 to v\u0161ak, \u017ee tomu tak bude i v\u00a0budoucnu.\tJak\u00e1 forma je tedy lep\u0161\u00ed? To z\u00e1le\u017e\u00ed \u010dist\u011b na v\u00e1s. Ano, lze \u0159\u00edci, \u017ee na \u00fa\u010dtu se n\u00e1m pen\u00edze d\u00edky \u00farok\u016fm alespo\u0148 trochu zhodnocuj\u00ed, av\u0161ak realisticky vzato tyto \u00faroky nejsou ani zdaleka tak velk\u00e9. Z\u00e1le\u017e\u00ed tedy jen na n\u00e1s, co zvol\u00edme.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e9 jsou v\u00fdhody a nev\u00fdhody","item":"https:\/\/www.chemiko.cz\/jake-jsou-vyhody-a-nevyhody-cashless-society\/#breadcrumbitem"}]}]