[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chemiko.cz\/veci-kolem-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.chemiko.cz\/veci-kolem-pujcky\/","headline":"V\u011bci kolem p\u016fj\u010dky","name":"V\u011bci kolem p\u016fj\u010dky","description":"Pen\u00edze jsou zde proto, aby se utr\u00e1cely, nebo aby se na nich sed\u011blo. Ale pamatujte si, \u017ee do hrobu si je rozhodn\u011b nevezmete. Tak\u017ee ano, \u0161et\u0159it, ale s rozumem. Nem\u011blo by to nikdy p\u0159es\u00e1hnout rozumnou a \u00fanosnou mez. \u0160et\u0159en\u00ed, o kter\u00fdch se nyn\u00ed v\u0161ude p\u00ed\u0161e jsou zbyte\u010dn\u00e1, u\u0161et\u0159\u00edte p\u00e1r korun za n\u011bco, co v\u00e1m pr\u00e1v\u011b … ","datePublished":"2023-10-10","dateModified":"2023-11-10","author":{"@type":"Person","@id":"https:\/\/www.chemiko.cz\/author\/#Person","name":"","url":"https:\/\/www.chemiko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chemiko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chemiko.cz\/wp-content\/uploads\/dollar-2891817_640_1.jpg","url":"https:\/\/www.chemiko.cz\/wp-content\/uploads\/dollar-2891817_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.chemiko.cz\/veci-kolem-pujcky\/","about":["Finance"],"wordCount":443,"articleBody":"    Pen\u00edze jsou zde proto, aby se utr\u00e1cely, nebo aby se na nich sed\u011blo. Ale pamatujte si, \u017ee do hrobu si je rozhodn\u011b nevezmete. Tak\u017ee ano, \u0161et\u0159it, ale s rozumem. Nem\u011blo by to nikdy p\u0159es\u00e1hnout rozumnou a \u00fanosnou mez. \u0160et\u0159en\u00ed, o kter\u00fdch se nyn\u00ed v\u0161ude p\u00ed\u0161e jsou zbyte\u010dn\u00e1, u\u0161et\u0159\u00edte p\u00e1r korun za n\u011bco, co v\u00e1m pr\u00e1v\u011b proto zdra\u017e\u00ed, tak\u017ee i toto je t\u0159eba uv\u00e1\u017eit. Ale nekoupat se, aby se u\u0161et\u0159ila voda, nebo netopit a mrznout, aby se u\u0161et\u0159il plyn nebo uhl\u00ed je tak\u00e9 drob\u00e1tko postaven\u00ed na palici. Pot\u00ed\u017e je v tom, \u017ee asi nikdy neu\u0161et\u0159\u00edme tolik, abychom si mohli dovolit to, co chceme a po \u010dem tou\u017e\u00edme. T\u00edm nemysl\u00edm t\u0159eba hezkou knihu, nebo nov\u00fd svet\u0159\u00edk, ale v\u011bt\u0161\u00ed v\u011bci, kter\u00e9 jsou ohromn\u011b drah\u00e9. Byt, auto, dovolen\u00e1 a tak podobn\u011b. Prost\u011b to, co je za \u0161esti a v\u00edcem\u00edstn\u00e9 \u010d\u00e1stky. Na takov\u00e9 v\u011bci se skute\u010dn\u011b \u0161et\u0159\u00ed hodn\u011b obt\u00ed\u017en\u011b a kdy\u017e se to poda\u0159\u00ed, jste v takov\u00e9m v\u011bku, kdy\u017e u\u017e z toho nem\u00e1te pojem. Je to smutn\u00e9, ale takov\u00fd u\u017e je \u017eivot a takov\u00e9 jsou n\u00e1s podm\u00ednky. A lep\u0161\u00ed to ji\u017e nikdy nebude, maxim\u00e1ln\u011b hor\u0161\u00ed. Proto mus\u00edme situaci \u0159e\u0161it pon\u011bkud jinak. Chyt\u0159e. M\u00e1me-li dostate\u010dn\u00fd p\u0159\u00edjem, ze kter\u00e9ho m\u016f\u017eeme n\u011bjakou \u010d\u00e1stku postr\u00e1dat, ani\u017e bychom museli o \u017eebr\u00e1ck\u00e9 holi, m\u016f\u017eeme si vz\u00edt p\u016fj\u010dku. Ale pozor, ne od ka\u017ed\u00e9ho. P\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz mus\u00ed b\u00fdt dv\u011b strany. Ta, kter\u00e1 ty pen\u00edze m\u00e1 a je ochotna se s nimi na n\u011bjak\u00fd \u010das rozlou\u010dit a ta druh\u00e1, kter\u00e1 je zase pot\u0159ebuje a je ochotna vr\u00e1tit pen\u00edze nav\u00edc k t\u011bm, kter\u00e9 dostane. T\u00edm vznikne vztah v\u011b\u0159itele a dlu\u017en\u00edka. A ti dva si mus\u00ed ur\u010dit n\u011bjak\u00e9 podm\u00ednky jak p\u016fj\u010dky, tak i jej\u00ed vr\u00e1cen\u00ed. Co\u017e ov\u0161em m\u016f\u017ee b\u00fdt probl\u00e9m, proto\u017ee v\u011b\u0159itel chce m\u00edt pochopiteln\u011b n\u011bjakou z\u00e1ruku, \u017ee je\u0161t\u011b n\u011bkdy pen\u00edze uvid\u00ed. Bohu\u017eel pro n\u011bj, na sto procent mu to nezaru\u010d\u00ed ani milion potvrzen\u00ed o \u010demkoli. Ale p\u0159esto si pen\u00edze p\u016fj\u010dit lze. Nap\u0159\u00edklad pr\u00e1v\u011b americk\u00e1 nebankovn\u00ed hypot\u00e9ka je tu pro tento \u00fa\u010del a je tak\u00e9 hojn\u011b vyu\u017e\u00edv\u00e1na. Klidn\u011b ji m\u016f\u017eete vyu\u017e\u00edt tak\u00e9.                                                                                                                                                                                                                                                                                                                                                                                           4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u011bci kolem p\u016fj\u010dky","item":"https:\/\/www.chemiko.cz\/veci-kolem-pujcky\/#breadcrumbitem"}]}]